The story provides a factual overview of changes in SBA loan policies and organizational restructuring. The claim about requiring applicants' dates of birth and restricting loans to those under 18 and over 120 is consistent with the reported changes. However, the assertion that loans were given to individuals over 115 years old, including a 157-year-old, requires verification due to its implausibility. The story's mention of the SBA's workforce reduction aligns with the agency's announcements, but specific details about the impact on services could be further corroborated. Overall, the article is mostly accurate but contains claims that necessitate further validation.

The article primarily focuses on the changes implemented by the SBA and the Department of Government Efficiency (DOGE), with statements from both entities. However, it lacks perspectives from small businesses or financial experts who might be affected by these changes. The narrative is somewhat one-sided, emphasizing the government's efforts to curb fraud without exploring potential downsides or criticisms of the new policies. Including a broader range of viewpoints would provide a more balanced perspective on the implications of these changes.

The article is generally clear and well-structured, with a logical flow of information from the announcement of changes to the implications and responses from DOGE and the SBA. The language is straightforward, making it accessible to a general audience. However, the inclusion of complex claims, such as loans to centenarians, could be better explained or contextualized to avoid confusion.

The article references DOGE's announcements and statements from the SBA, which are credible sources for the information presented. However, the lack of direct quotes or detailed attributions from these entities weakens the source quality. The story could benefit from corroborating statements from independent experts or stakeholders in the small business community to enhance its credibility and provide a more comprehensive view of the situation.

The article clearly outlines the changes to SBA loan policies and workforce restructuring, but it lacks transparency regarding the methodology behind these decisions. There is no disclosure of potential conflicts of interest or the criteria used to determine the age limits for loan applicants. Providing more context about how these changes were decided and their expected impact would improve transparency and help readers understand the basis for these claims.